Cyber insurance compliance
Cyber Insurance Requirements: Get Compliant and Stay Insurable
Cyber insurance applications now ask detailed security questions, and your renewal or your claim can depend on the answers. Our team closes the gaps, documents the proof, and helps you answer every question honestly.
Why the questionnaire got harder
Carriers paid out heavily on ransomware claims, so they now ask specific questions before they write or renew a policy. A “no” can raise your premium, add exclusions, or end coverage. A “yes” that isn’t true can be worse, because it can give the carrier a reason to deny a claim when you need it most.
The fix is to make the true answer “yes,” and to keep the records that prove it.
What carriers commonly ask for
Every carrier’s application is different, but these controls show up on most of them.
Multi-factor authentication
On email, remote access, and every admin account. This is the question most likely to raise your premium or block coverage.
Endpoint detection and response
Modern protection on every computer and server. Many applications ask for it by name and won’t accept basic antivirus.
Backups that are separate and tested
Copies kept apart from your network so ransomware can’t reach them, plus proof that restores actually work.
Security awareness training
Regular training and phishing tests for everyone with an email account, with records showing who completed it.
Timely patching
Operating system and software updates applied on a set schedule, especially for critical vulnerabilities.
Email filtering
Protection against phishing, spoofing, and malicious attachments, often with DMARC set up on your domain.
Limited admin access
Day-to-day accounts without administrator rights, and admin accounts protected and kept to a short list.
An incident response plan
A written plan for what happens, and who gets called, when something goes wrong.
How we get you there
Review the questionnaire together
Bring your application or renewal form. We go through it line by line and mark what’s already true, what’s close, and what’s missing.
Close the gaps
MFA, endpoint protection, email security, backups, and training get deployed in a set order, without stopping your team’s work.
Document the proof
Reports, settings, and training records collected in one place, ready for your agent, your carrier, or an auditor.
Stay compliant all year
Monitoring, patching, and quarterly reviews keep the answers true until the next renewal, so it isn’t a scramble every year.
Not sure where you stand? Run the free Cyber Score for a quick outside check, or schedule a consultation and bring your questionnaire.
Cyber insurance questions
Can you fill out our cyber insurance questionnaire?
We sit down with you, go through every question, and give you accurate answers and the evidence behind them. You or your agent submit and sign the application, because the policy is between your business and the carrier.
What happens if we answer a question wrong?
An application answer that doesn’t match reality can give the carrier grounds to deny a claim or cancel coverage. That’s why we close gaps first and document them, so every answer you give is one you can back up.
How long does it take to get compliant?
It depends on where you start. For most new clients, the core controls like MFA, endpoint protection, and tested backups are in place within the first 30 days of onboarding, as part of the Blue Steel Deployment Order.
Which plan covers insurance requirements?
The Secure plan covers many common requirements, including email security and tested backups. The Complete plan adds security training, vulnerability scanning, log monitoring, incident response planning, and CIS Controls v8 reporting, which is the documentation carriers increasingly expect.
Our renewal is coming up soon. Is there still time?
Usually, yes. Call us as soon as the questionnaire lands, and we’ll tell you which answers you can give today, which gaps can be closed before the deadline, and what to tell your agent.
Questionnaire on your desk?
Bring it to a free consultation. We’ll tell you what you can answer today and what to fix before the deadline.